How to save money in the months before Christmas
Now that the kids have gone back to school we start to notice the nights getting darker and the weather changing. Before we know it the stores will be filled with Christmas goodies for everyone. Deliciously packaged in bright, colourful displays it can be all too tempting to fill your shopping cart with goodies galore. This article will show you how to save money in the months before Christmas.
However, I have just the solution for planning your Christmas shopping without breaking the bank or your budget.
Using the following list you can plan your Christmas gift buying without going overboard.
Click on the picture below to open the list and print a copy for yourself!
The great thing about keeping a gift-buying list is that you can store it away so you won’t duplicate gifts next year!
Instead of buying many expensive gifts for close family or groups of friends, try playing Secret Santa. We use the website DrawNames.co.uk
You add the names of everyone in the group and the website does all the work for you. You can send a link to everyone through WhatsApp or email. This website also allows participants to add a wish list so you can be sure that your secret Santa will buy something you like. You can also set a budget which is great.
Use Black Friday
And Cyber Monday as well for that matter. Remember that in the run-up to Christmas there will be sales and Black Friday/Cyber Monday (the Friday and Monday after thanksgiving) are perfect times to buy that gift you have your eye on.
However please do your research beforehand and make sure that the product is actually value for money as many retailers pump up the price beforehand.
Beware of Gift Cards & Vouchers
With the economy suffering the way it has in recent years it would be remiss of me not to mention this. Gift cards and vouchers are often lost if a company goes bust in the run-up to Christmas. This means your money is lost and unrecoverable. Cash may seem heartless and cold but at least you can be sure it will hold its value.
I hope you find these tips useful and please let me know if there is